Bored and thought I would share or debate....

[TurboJoe89TTA]

some investment thoughts I have. These are just my opinions.

1) Take your age and subtract from a 100. So, if you are 30 years of age you will be 70 % in stocks and 30 % in bonds. As you get older you will get more conservative. So if you are 40 years old you should be in 60% stocks and 40% bonds (or fixed). So what if the market crashes when you are 40. Who cares... it is about the money later not now. You have 20 years before you can touch it in your IRA,Roth or funds. Now if the market crashes when you are 60, you have more in the fixed to offset the the stock losses. Good rule of thumb for a beginner.

2) I like Bill Nygren of the Oakmark funds. I own OAKLX and OAKWX. Also, I like the Quaker fund QUAGX.

3) Mid Cap 400 stock index is good investment over time. If the stockmarket is still about growth, they will have more room to grow over a large cap stock and are less volitle then a small cap stocks. Kinda just right there in the middle.

4) BRIC - Brazil , Russia , India and China Index is available. Check it out as a fraction of your portfolio. As you know, our market is very volitle.



You may NOT agree. Just my .02

 

[ttanewyork]

Thats good advice, and stcoks have done great for me as well. But realestate is another way to diversify. If the market is down in your area, than its a good time to buy rent and hold. If your younger than in 15-20-30 years it will start to pay out big. If you are older than you can hold for a few years until the market is up, and sell for a profit. Either way its a great for the tax deductions. Just a thought.